Student Loan Refinancing

Student loans

Student loan debt is the one downside to pursuing a career in healthcare. That’s why we strive to do everything we can to help you. With this in mind, we partnered with Splash Financial to provide options for reducing those payments.

Ultimately, we don’t mind if you don’t choose Splash. We want you to do what’s best for your situation.

However, among all the lenders we consulted, we discovered that Splash actively seeks the most competitive student loan rates, offers cash back, and helps fund our Anesthesia Scholarship!

Anyone who refinances their student loans using the link on this page can earn $500* cash back. Furthermore, Splash will give us a percentage of the total amount you refinanced. All that money goes directly to the Scholarship!

We don’t make a penny from this deal.

You have to refinance at some point. So why not search for the lowest rates, get money back and help those following in your footsteps by funding the Scholarship.

Refinancing private student loans is a great idea whenever you can lower your interest rate. If you’re not pursuing the Public Service Loan Forgiveness (PSLF) route, your Direct federal student loans should be refinanced as soon as possible for the best rates.

Splash collaborates with credit unions, banks, and other leading lenders to deliver impressive competitive rates. In just a few minutes, you can obtain pre-qualified rates without impacting your credit score**. The process is entirely free—no fees for application or origination, and no prepayment penalties.

Any bonus amount you receive will depend on your refinancing amount. You will receive $500 for refinancing $100,000 or more. Your cash bonus check will be sent to the address you provided within 120 calendar days. Splash Terms and Conditions

Student Loan Refinance Calculator

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Student Loan Refinancing FAQ

Medical professionals frequently amass a variety of loans from private and federal loan lenders to finance their education. Student loan refinancing entails using a private lender to replace the existing loans with a new one, featuring a different interest rate and terms. Refinancing, which is cost-free, can be conducted repeatedly and has the potential to yield significant savings by reducing your interest rate.

  • You possess a strong credit score and can refinance at a reduced interest rate.
  • You have a stable income, feel financially secure, and are confident that you won’t require the federal government’s protections for student borrowers.
  • You don’t anticipate qualifying for Public Service Loan Forgiveness.

Refinancing as soon as you become eligible is a sensible approach, as it can maximize your potential savings. Remember, if you’ve already refinanced your loans, you can refinance them again to secure an even lower interest rate.

In case you intend to utilize the Public Service Loan Forgiveness Program, it is advisable not to refinance your federal loans. Refinancing federal student loans will render you ineligible for such forgiveness programs. On the other hand, if loan forgiveness is not an option for you, refinancing is the most effective method to reduce your payments.

Refinancing is the process of obtaining a new private student loan to pay off one or more existing federal or private loans, ideally with a lower interest rate. On the other hand, consolidation is the act of combining several federal loans through the Department of Education into a single new federal loan, allowing for a unified payment and potential eligibility for government initiatives.

The whole process is entirely free—no fees for application or origination, and no prepayment penalties. Even if you have already refinanced.

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